Working Capital Financing

For the production of export products or services

Worker in front of crates of apples

Cost recovery:

  • Pre-export financing: up to 100% of the value, excluding VAT, of each invoice for raw materials, materials, transport, wages, electricity, water and other costs inherent from the production and sale or supply of the specific product or service, but not more than 80% of the value of the export contract provided
  • Post-export financing (on deferred payment): up to 80% of the value of the invoice provided


Amount of the financing:

  • no limit if for the previous 2 completed financial years more than 80% of the borrower's revenues are from export
  • no limit in the case of financing of individual export transactions (after thorough analysis of the borrower and its counterparties)
  • up to BGN 5 million /2.56 million total exposure at the level of group related sides in all other cases


Total term:

up to 60 months


Drawdown period:

Revolving credit line - 12 months
Working capital loan - according to the specifics of the particular contract


Collateral:

Simplified requirements if receivables are insured by BAEZ, Coface, Atradius or other insurer acceptable to the bank

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Online banking

Exchange rates

Interest indices

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.177 1.1429
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1755 1.1441
GBP 0.8755 0.8477
CHF 0.9144 0.8854
Currency Fixing
CHF 0.9008
USD 1.1555
GBP 0.8653

Interest rate indices current as of 06.03.2026

Name Value
1 Месец 1.94
3 Месеца 2.049
6 Месеца 2.139

Apply

Online banking

Exchange rates

Interest rate

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.177 1.1429
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1755 1.1441
GBP 0.8755 0.8477
CHF 0.9144 0.8854
Currency Fixing
CHF 0.9008
USD 1.1555
GBP 0.8653

Interest rate indices current as of 06.03.2026

Name Value
1 Месец 1.94
3 Месеца 2.049
6 Месеца 2.139