no image

For SMEs and mid-cap companies

in partnership with the European Investment Bank (EIB)

The program is implemented in partnership with the European Investment Bank (EIB) and provides access to long-term financial resources targeted at micro, small and medium-sized enterprises as well as mid-cap companies( with minimum 250 and less than 3000 employees).

The product is designed with a focus on projects with a significant economic or environmental impact, with one fifth of its resources dedicated to green investments. A speiclized tool, the Green Checker, is provided to facilitate verification and documentation of the green nature of the investments. Funded projects should meet the EIB's eligibility criteria.

Under the program, the BDB transfers the financial advantage from the EIB to the business, and due to that the financing is at lower than standard bank rates.

For SMEs and companies with a mid-market capitalization that:

✔ Have positive equity
✔ Do not have overdue debts to credit institutions or the NRA
✔ Have no negative information - bad credit history of related parties, increased reputational risk, strong dependence on key customers or suppliers, etc.
✔ Not operating in EIB excluded sectors

Terms

Working capital loan

from 2 to 5 years

Investment loan

up to 12 years; drawdown period and grace period: up to 2 years

Green projects loan

up to 15 years

Green Checker

Find out if an enterprise or investment may benefit from financing under EIB Green Intermediated Products

Apply

Online banking

Exchange rates

Interest indices

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1954 1.1608
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1939 1.162
GBP 0.8763 0.8485
CHF 0.9287 0.8993
Currency Fixing
CHF 0.9168
USD 1.182
GBP 0.8616

Interest rate indices current as of 03.02.2026

Name Value
1 Месец 1.956
3 Месеца 2.029
6 Месеца 2.161

Apply

Online banking

Exchange rates

Interest rate

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1954 1.1608
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.1939 1.162
GBP 0.8763 0.8485
CHF 0.9287 0.8993
Currency Fixing
CHF 0.9168
USD 1.182
GBP 0.8616

Interest rate indices current as of 03.02.2026

Name Value
1 Месец 1.956
3 Месеца 2.029
6 Месеца 2.161