Kefir and Мozzarella near the Zemen Monastery

Kefir and mozzarella near the Zemen Monastery

Zemeneya is one of the established Bulgarian dairy farms. It offers traditional dairy products, but is constantly expanding its range, with kefir, mozzarella and squash being among the new produce.

Its processing capacity is 4 tons of milk a day.

Behind today's dairy success lies a long-standing partnership with the Bulgarian Development Bank. Before receiving support from the bank, Zemeneya’s owner, Vasil Nikolov, applied for funding under European programs, but the subsidy was delayed and all his property was declared for sale by a bailiff.

"At this critical moment, BDB found potential in my business", says the entrepreneur.

His loan was fully refinanced under excellent conditions. Today, Nikolov has success in Bulgaria and in foreign markets, and the farm near the Zemen Monastery welcomes thousands of Bulgarian and foreign tourists.

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Online banking

Exchange rates

Interest indices

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.2063 1.1713
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.2048 1.1725
GBP 0.8812 0.8533
CHF 0.9244 0.895
Currency Fixing
CHF 0.915
USD 1.1886
GBP 0.8701

Interest rate indices current as of 09.02.2026

Name Value
1 Месец 1.969
3 Месеца 1.982
6 Месеца 2.132

Apply

Online banking

Exchange rates

Interest rate

Exchange rates

Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.2063 1.1713
Currency Buy
for 1 EUR
For sale
for 1 EUR
USD 1.2048 1.1725
GBP 0.8812 0.8533
CHF 0.9244 0.895
Currency Fixing
CHF 0.915
USD 1.1886
GBP 0.8701

Interest rate indices current as of 09.02.2026

Name Value
1 Месец 1.969
3 Месеца 1.982
6 Месеца 2.132