When applying for a loan – from the company applying for the loan and the company proposed as a co-debtor (if any):

1. Submitted loan request with a document confirming the payment of the application fee.

2. Completed and signed declarations:

• Declaration of credit and intercompany debt, public obligations, and ongoing/pending lawsuits (template);

• Declaration of affiliation under the Credit Institutions Act (template);

• Declaration of circumstances under Articles 3 and 4 of the Small and Medium Enterprises Act;

• Questionnaire for legal entities;

• Questionnaire for individuals when proposed as co-debtors/guarantors for the loan;

• Declaration under Article 59, paragraph 1, item 3 of the AML Act (Appendix 7 to the "Internal Rules for Anti-Money Laundering and Countering Terrorism Financing");

• Declaration under Article 42, paragraph 2, item 2 of the AML Implementing Regulations (Appendix 4 to the "Internal Rules for Anti-Money Laundering and Countering Terrorism Financing");

• Declaration of family and property status of the company owners and the representatives and managers;

• Informed consent and declaration.

3. Documents related to the borrowing company:

• Tax returns for the last three years;

• Annual financial statements and their attachments for the last three completed financial years, balance sheets and income statements for the last quarter of the current year and the same quarter of the previous year;

• Breakdown of major items in the provided reports with the date of occurrence;

• Report on turnover with clients and suppliers for the last completed financial year and for the current period;

• Copies of loan agreements, lease agreements, and other financing agreements with their annexes (if refinancing of debts to other financial institutions is requested);

• Business plan and economic justification for the requested financing;

• Forecasted cash flow with detailed assumptions for the term and amount of the requested financing.

4. Documents related to the proposed collateral:

• Valuation of the proposed collateral prepared by an external appraiser approved by the bank.

• Documents proving ownership of the collateral.

5. Copy of the ID card of the company/individual entrepreneur representative.

6. For joint-stock companies – an excerpt from the shareholder register. In case of dematerialized shares – a certificate from the Central Depository.

During the consideration of the loan application:

1. Documents depending on the type of loan request and the specifics of the loan purpose – contracts/offers/invoices, etc.

2. Additional breakdowns/contracts/documents related to the financial condition of the company.

3. Documents required by the bank's legal department related to clarifying the legal status of the proposed collateral.

4. Certificate of tax liabilities under Article 87, paragraph 6 of the Tax Procedure Code, issued by the National Revenue Agency, for the absence of public obligations of the company/individual entrepreneur subject to compulsory enforcement.

5. Certificate from the Central Register of Obligations of the Borrower/Collateral Provider.

6. Certificate of encumbrances issued by the Property Registry Agency.

7. Decision of the competent body/sole owner for concluding the contract and its main terms, including the provided collateral.