Working Capital Financing

For the production of export products or services

Worker in front of crates of apples

Cost recovery:

  • Pre-export financing: up to 100% of the value, excluding VAT, of each invoice for raw materials, materials, transport, wages, electricity, water and other costs inherent from the production and sale or supply of the specific product or service, but not more than 80% of the value of the export contract provided
  • Post-export financing (on deferred payment): up to 80% of the value of the invoice provided


Amount of the financing:

  • no limit if for the previous 2 completed financial years more than 80% of the borrower's revenues are from export
  • no limit in the case of financing of individual export transactions (after thorough analysis of the borrower and its counterparties)
  • up to BGN 5 million /2.56 million total exposure at the level of group related sides in all other cases


Total term:

up to 60 months


Drawdown period:

Revolving credit line - 12 months
Working capital loan - according to the specifics of the particular contract


Collateral:

Simplified requirements if receivables are insured by BAEZ, Coface, Atradius or other insurer acceptable to the bank

Apply

Online banking

Exchange rates

Interest indices

Exchange rates

Currency Buy For sale
EUR 1.949 1.961
USD 1.6596 1.732
Currency Buy For sale
EUR 1.95 1.96
USD 1.6606 1.731
GBP 2.1938 2.2643
CHF 2.0709 2.1461
Currency Fixing
EUR 1.95583
USD 1.69865
CHF 2.1035
GBP 2.23141

Interest indices

Name Value
1 Месец 1.911
3 Месеца 2.05
6 Месеца 2.127

Apply

Online banking

Exchange rates

Interest rate

Exchange rates

Currency Buy For sale
EUR 1.949 1.961
USD 1.6596 1.732
Currency Buy For sale
EUR 1.95 1.96
USD 1.6606 1.731
GBP 2.1938 2.2643
CHF 2.0709 2.1461
Currency Fixing
EUR 1.95583
USD 1.69865
CHF 2.1035
GBP 2.23141

Interest indices

Name Value
1 Месец 1.911
3 Месеца 2.05
6 Месеца 2.127