ONLINE BANKING
EN
Bulgarian English
ONLINE BANKING
EN
Bulgarian English
Lending

For competitiveness of the SMEs

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For competitiveness of the SMEs

Micro, small and medium-sized enterprises program with InvestEU EIF guarantee

For Corporate Clients

Investment and working capital financing for micro, small and medium-sized enterprises, including those with a higher risk profile.

Preferential interest rate

Reduced collateral

Up to EUR 2.2 million / BGN 4.3 million

Term from 12 months to 12 years
Who is the program for?

Target Groups

For small and medium-sized enterprises that:

✔ Have positive equity

✔ Have no more than 30 days of delays according to the statement from the Central Credit Register for the last 2 years and no arrears to the National Revenue Agency

✔ Have a total liquidity ratio equal to or higher than 1

Types of Financing

✔ For investments - acquisition of tangible and intangible assets

✔ For working capital, including revolving credit line

✔ Combination of credits is possible with a total limit of BGN 5 million / EUR 2.56 million at group level

Contact us

Opening hours: 9:00 AM - 5:30 PM

+359 2 930 6333

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Online banking

Exchange rates

Interest indices

Exchange rates

Currency Buy
for 1 EUR		 For sale
for 1 EUR
USD 1.1643 1.1306
Currency Buy
for 1 EUR		 For sale
for 1 EUR
USD 1.1628 1.1318
GBP 0.8741 0.8463
CHF 0.9171 0.888
Currency Fixing
USD 1.1531
GBP 0.8643
CHF 0.9068

Interest rate indices current as of 16.03.2026

Name Value
1 Месец 1.958
3 Месеца 2.157
6 Месеца 2.312

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Online banking

Exchange rates

Interest rate

Exchange rates

Currency Buy
for 1 EUR		 For sale
for 1 EUR
USD 1.1643 1.1306
Currency Buy
for 1 EUR		 For sale
for 1 EUR
USD 1.1628 1.1318
GBP 0.8741 0.8463
CHF 0.9171 0.888
Currency Fixing
USD 1.1531
GBP 0.8643
CHF 0.9068

Interest rate indices current as of 16.03.2026

Name Value
1 Месец 1.958
3 Месеца 2.157
6 Месеца 2.312