Nadia Koshinska has over 30 years of professional experience in the banking and financial sector, with expertise in corporate and SME lending, loan portfolio management, retail banking and financial product development.

She began her professional career at the Bulgarian National Bank, where she worked as an expert in the Balance of Payments and External Debt Department within the Economic and Monetary Analysis Directorate from 1993 to 1997.

She subsequently joined First Investment Bank, where she held a number of expert and management positions in corporate lending and SME financing.

She served as a member of the Credit Council, Chief Retail Banking Officer and Director of the SME Lending Directorate. From 2016 to 2024, she was a member of the bank's Management Board.

Since June 2026, she has been a member of the Supervisory Board of Wiener Privatbank in Vienna, Austria.

She holds a Master's degree in Accounting and Control from the University of National and World Economy (UNWE).