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Competitiveness of SMEs

For micro-, small and medium-sized enterprises

Investment and working capital financing for micro-, small and medium-sized enterprises, including those with a higher risk profile.

Up to EUR 2 million

Reduced collateral

Preferential interest rate

For whom the Programme is intended?

For companies that are SMEs within the meaning of Article 3 and Article 4 of the Law for Small and Medium-Sized Enterprises and meet the following requirements:

✔ Have positive equity;
✔ Have no more than 30 days of arrears according to a report issued by the Central Credit Register for the last 2 years;
✔ Have no overdue liabilities to the National Revenue Agency;
✔ Have a total liquidity ratio equal to or higher than 1.

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