Loans for investments and working capital
Up to 100% project funding
within the respective limits of BDB and EIB
Funding with resources from EIB
The program is implemented in partnership with the European Investment Bank (EIB) and provides access to long-term financial resources targeted at micro, small and medium-sized enterprises as well as mid-cap companies( with minimum 250 and less than 3000 employees).
The product is designed with a focus on projects with a significant economic or environmental impact, with one fifth of its resources dedicated to green investments. A speiclized tool, the Green Checker, is provided to facilitate verification and documentation of the green nature of the investments. Funded projects should meet the EIB's eligibility criteria.
Under the program, the BDB transfers the financial advantage from the EIB to the business, and due to that the financing is at lower than standard bank rates.
Who is the program for?
Micro, small and medium-sized companies, as well as companies with a mid-market capitalization that:
✔ Have positive equity
✔ Do not have overdue debts to credit institutions or the NRA
✔ Have no negative information - bad credit history of related parties, increased reputational risk, strong dependence on key customers or suppliers, etc.
✔ Not operating in EIB excluded sectors
Terms
Working capital loan
from 2 to 5 years
Investment loan
up to 12 years; drawdown period and grace period: up to 2 years
Green projects loan
up to 15 years
Green Checker
Find out if an enterprise or investment may benefit from financing under EIB Green Intermediated Products
About the European Investment Bank
The European Investment Bank (EIB) is the financing institution of the European Union established by Article 309 of the Treaty on the Functioning of the European Union. It participates with the Bulgarian Development Bank and local financial intermediaries in the financing of investment programs that are part of the objectives of the European Union.
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Contact us
Phone number
+359 2 9306333
